الوصف الوظيفي
Consult with relevant units to determine, quantify, and mitigate risks involved in establishing and maintaining various client and industry relationships
Responsible for assessing metrics and monitoring procedures the organization has set to police transactional risks
Responsible for granting authorizations, line increase and decreases, payment floats, and account closures
Responsible for the maintenance of customer credit history database
Track the performance of portfolios across customer lifecycle
Consult with management to provide assistance in corporate planning
Utilize analytical techniques and statistical analysis to develop and optimize credit risk strategies for portfolios to meet pre-defined goals
Apply segmentation techniques using generic and custom risk scorecards and attributes to build credit risk strategies for underwriting, line assignment, and account management
Ensure strategies are within the company’s Risk Appetite and satisfy pre-defined profitability hurdles
Responsible for integrating new data sources and solutions into credit risk strategies
Perform tracking and reporting on strategy implementations and validating post implementation
Proactively seek and recommend enhancements to processes and development
Responsible for developing programs for tracking expected versus actual behavioral and performance measures for appropriate portfolios, populations, and segmentation end-nodes
Responsible for developing new quantitatively driven strategies and pilot programs across the customer lifecycle
Perform ad-hoc data analytics as required.
المهارات
Education: Applicants are required to possess a minimum of a Bachelor’s degree in Statistics, Economics, Mathematics, Analytics, or in a related quantitative discipline
Knowledge: It is essential that they have a working knowledge of credit risk modeling/analytics, credit risk portfolio management, or credit risk strategy development. They may also be required to have hands-on experience in developing segmentation models using statistical methods
Communication skills: They are required to have excellent communication skills to write detailed but concise analysis on a variety of banking areas and prepare Board-level presentations. It is also important to be able to convey information to others in a clear and understandable manner
Interpersonal skills: They are required to have this skill to develop and build effective relationships. This skill is necessary to effectively secure information with third parties
Organization skills: They are required to have this skill to effectively prioritize workload and handle multiple projects. It is also useful in conducting meeting with all levels of company employees, including senior management
Team-work skills: Applicants for the risk officer role must be able to work effectively as a part of a cross functional team
Presentation skills: The risk officer job requires them to make presentation of findings and recommendations to senior management and executive directors, hence it is important they possess strong presentation skill to perform their job successfully
Analytical and problem solving skills: It is vital that they have the competence to analyze a variety of situations and develop recommendations on the best course of action
Computer skill: They must also possess proficient skills in Microsoft Office, including Word, Excel, Access, Outlook, and PowerPoint. Recruiters may show preference for skills in managing in database and ability to create formulas and pivot tables in Excel. Also, a working experience with SAS and E-Miner, and the ability to perform database manipulations using SQL is a plus
Project management skills: It is important for risk analysts to have the capacity to lead and get job done alone and with others, and manage the accomplishment of assigned tasks/projects within the predetermined time-frame
Sound judgment: They must be able to take initiative and apply reasoning and logic to various situations and make viable decisions.
تفاصيل الوظيفة
منطقة الوظيفة الكويت
قطاع الشركة الخدمات المالية
طبيعة عمل الشركة صاحب عمل (القطاع الخاص)
الدور الوظيفي التمويل والإستثمار
نوع التوظيف دوام كامل
الراتب الشهري غير محدد
عدد الوظائف الشاغرة 1
https://www.bayt.com/ar/kuwait/jobs/risk-officer-4664892/
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