Credit Officer

الوصف الوظيفي
Evaluation and assessment of customers’ credit worthiness for the purpose of granting them in-house credit for the purchase of company products, rental and follow up on the collection of dues in accordance with Company policies.
Collect, verify all information and documents obtained on customers for assessing their credit worthiness.
Prepare the necessary documentation to raise cases of defaulting customers to civil rights authorities or legal department, as and when necessary.
Prepare monthly statements of accounts for customers during the month.
Follow up on Collector’s activities and personally follow up on problem accounts.
Monitor customer’s credit facilities and take whatever course of action is necessary to keep the aging current.
Carry out reconciliation between company records and customers’ books of account & obtain confirmation of balance from customers at least once a year.
Resolve disputed invoices and unreconciled items.
Keep and follow-up on the collection of PDC and P.N.
Update the information on credit customers regularly.
Review Collectors Visit Reports on a daily basis, and follow up of their activities.
المهارات
Strong interpersonal and negotiating skills
Capable of delivering effective results
Be able to dispense credible and practical advices when requested.
Numerical dexterity
Finance and banking knowledge
Careful handling of customers
Sound knowledge of policies, procedures and process
Basic Analytical skill
Bachelor’s Degree in Commerce/Business Administration or a Certified Accountant’s Degree from an internationally recognized institution.
Possesses Financial and Accounting knowledge
PC literacy with very good proficiency in MS Office.
Fluency in both English and Arabic
Good communication skills, both written and verbal.
Fresh Graduate or 1 year experience in the credit field in a well reputed public sector or private sector organization.
تفاصيل الوظيفة
منطقة الوظيفة جدة, المملكة العربية السعودية
قطاع الشركة البناء والتشييد
طبيعة عمل الشركة صاحب عمل (القطاع الخاص)
الدور الوظيفي المحاسبة والتدقيق
نوع التوظيف دوام كامل
الراتب الشهري غير محدد
عدد الوظائف الشاغرة 1
المرشح المفضل
المستوى المهني متوسط الخبرة
عدد سنوات الخبرة الحد الأدنى: 1 الحد الأقصى: 2
منطقة الإقامة المملكة العربية السعودية
الجنس ذكر
الشهادة بكالوريوس/ دبلوم عالي
العمر الحد الأقصى: 49

https://www.bayt.com/ar/saudi-arabia/jobs/credit-officer-4136502/